With advances in research and production systems for integrated military-civilian weapons and equipment as well as continual improvements in the market economic system, the cost of the research and development of weapons and equipment is a high risk investment that hinders the participation of enterprises. This is because of the high expense of research and development as well as imperfect compensation measures for it. An insurance mechanism is introduced here to encourage enterprises to engage in weapons and equipment research. According to this mechanism, the military apportions the insurance premium for an enterprise for a given project according to its investment after analyzing and evaluating the relevant research and development activities. While broadening the channel of compensation, the military uses insurance in this mechanism to share the risks involved in the research and development process with the enterprises to stimulate their participation.
赵莘梓,杜军涛,马 利.武器装备研发成本补偿引入保险机制[J].国防科技,2021,42(3):72-76；ZHAO Xinzi, DU Juntao, MA Li. Insurance mechanism in weapons research and development compensation[J]. National Defense Technology,2021,42(3):72-76复制